How to Speculate on the FTSE 100

The FTSE 100 is a share index comprising the 100 most capitalised companies on the London Stock Exchange. As such, it gives a fairly accurate reflection of what is happening to the LSE on any given day. The FTSE started in 1984 with a base level of 1,000 and the highest level it has reached to date, was 6,950 on 30th December 1999. After that the FTSE dropped to 3,277 in March 2002 before climbing up to 6,754 in June 2007. In March 2009 the FTSE 100 hit a low of 3,457 and then rose to 6,137 in May 2011.

One possible way to speculate on the FTSE 100 would be by signing up for an online spread betting account. This way, while you would not actually be buying any of the shares on the index, you would still have the opportunity to make the same profits and losses as you would if you actually owned them. Read more

Forex Trading Wipe-Outs

If you’ve ever traded in the foreign exchange markets, the chances are most of you have had an account wipe out. You’ve gone into the Forex market with high hopes, with a high expectation of making a lot of money and with low expectations of losing that money, however, most new traders have their low expectations come true and wipe out their entire Forex trading capital within weeks.

It’s a horrible feeling being caught in a bad trade, over leveraged with no pre-determined stop loss. For those of you who haven’t experienced this, the following is an example of what so many have experienced in the Forex; we will use imaginary Joe as an example. Read more

Where to Apply for a Loan in Tough Credit Markets

Applying for a loan to begin with can be a difficult process, but going to apply for a loan in a credit market that is very rough can be much more frustrating. Many institutions’ requirements for applying for a loan have gotten much stricter. Businesses are having the same troubles getting loans to use for equipment, expansion or hiring employees.

Alternatives for Businesses

One very good alternative for getting loans as a business is using trade credit. Trade credit is also the single largest source of lending across the whole world. When you use trade credit, it means that one business is selling goods or services to another business on credit terms. When the business has an established business credit profile and business credit score, they are more likely to get approved, regardless of the credit score of the individual business owner. If you are going to own a business, it is imperative for your business to have a credit profile and score, which includes being in compliance with the lending market. Read more